Property Documents Checklist for Nashik Buyers

The sale deed, and every deed before it

The registered sale deed in the seller's name is the starting point, never the whole story. Ask for the chain of earlier deeds back to a clean starting point, so that each owner can be seen buying from the one before. Inherited property needs the documents of succession as well, such as a probate, letters of administration or a registered release by the other heirs.

The name on the latest deed must match the seller's identity proof. A gap in the chain is somebody else's possible claim.

The 7/12 extract or the property card

The 7/12 extract takes its name from village Forms VII and XII of the land records. It shows who holds the land, its area and its use. It comes from the talathi or online through the state's land records site. Inside surveyed city areas, the record is the property card instead.

Read the land use. Land still recorded as agricultural needs conversion before a house can lawfully stand on it. Read the mutation entries too, the record of each change of holder, and ask about any that is pending or disputed.

A search of the sub-registrar's index

Registered mortgages and earlier sales show up in the sub-registrar's index, which IGR Maharashtra lets you search online. Have your advocate run the search over the full period of the title chain. If the seller says a loan was repaid, ask for the bank's closure letter and the registered release.

The index does not show court cases. Have the advocate search the property and the seller's name on eCourts.

Approvals for the building

Ask for the sanctioned building plan and the commencement certificate from Nashik Municipal Corporation, or from the planning authority outside the city. Then ask for the occupancy certificate. Without it the building should not have been occupied, and banks are often unwilling to lend against it.

Compare the flat with the plan. Enclosed balconies and added floors are common, and they are what a demolition notice targets.

For a new project, the MahaRERA page

Search the project on maharera.maharashtra.gov.in, the only official site. The promoter must declare on affidavit that the land is free of encumbrances or list each one. Read that declaration against the title documents.

Receipts that keep you clear of old dues

Ask for the latest property tax receipt, the electricity bill in the seller's name and the society's no-dues letter. Arrears stay with the flat once it is in your name.

Collecting them

Get originals shown and certified copies from the issuing office where you can. Your advocate should read the whole set before you sign anything or pay beyond a token. Ask for the advocate's fee in writing first.

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